Sustainability

A word from our CEO

2025 was a defining year for Global Payments.

Throughout the year, we continued transforming our business to better serve customers, strengthen our capabilities and position our company for long-term success. We advanced our strategy, simplified our business, invested in innovation and delivered meaningful progress across the areas that matter most to our stakeholders.

At the same time, we announced the acquisition of Worldpay and the divestiture of our Issuer Solutions business, two transformative transactions that laid the foundation for a new Global Payments. Together, these milestones represent an important step forward in our evolution and reinforce our commitment to helping businesses around the world grow, compete and succeed.

While this report reflects the performance and activities of Global Payments this past year, it captures a year that helped shape the company for the future. Through a period of significant change, our team members remained focused on delivering for customers, executing with discipline and supporting one another along the way.

OUR RESPONSIBILITY AS A COMMERCE TECHNOLOGY LEADER

At Global Payments, responsibility is fundamental to how we operate.

Every day, more than five million merchant locations across over 175 countries trust us to move money securely, protect sensitive information and support the commerce experiences that power economies and communities around the world. Earning and maintaining that trust requires strong governance, sound risk management, reliable technology and a commitment to integrity in everything we do.

Responsibility also means creating value beyond the transactions we process. It influences how we innovate, how we support and develop our people, how we engage with our communities and how we work to minimize our environmental impact. In 2025, we reduced our energy consumption by nearly a quarter, cutting energy used by our data centers by more than half as we shifted more of our infrastructure to the cloud and lowering Scope 2 emissions by over 18%. We know there is more work to do, but these efforts continue to strengthen our business and help ensure we remain resilient, competitive and positioned for sustainable long-term growth.

Our team members continue to be the driving force behind our success. Their talent, expertise and dedication made it possible to navigate a transformational year while remaining focused on the customers and partners who depend on us every day. I am grateful for their contributions and proud of the culture we continue to build together.

INNOVATING RESPONSIBLY IN THE ERA OF AI

At Global Payments, technology is central to how we deliver on that responsibility. Artificial intelligence (AI) and machine learning have been part of payments for years. Today, they are helping our customers grow revenue, reduce fraud and deliver better experiences for consumers. Internally, we leverage this technology to streamline how we work — designed to support and augment the expertise of our team members.

We are also helping shape the next evolution of commerce. Emerging technologies such as agentic commerce have the potential to change how consumers discover products, make decisions and complete transactions. As these experiences evolve, trust, identity and risk management will become even more important.

We believe technology creates the greatest value when it is deployed with strong governance, thoughtful implementation and clear purpose. As we continue investing in AI across our products, platforms and operations, we remain focused on applying these technologies in ways that improve outcomes, support secure commerce and help our customers succeed.

PREPARING FOR A NEW GLOBAL PAYMENTS

As we look ahead, we are entering an exciting new chapter. The combination of Global Payments and Worldpay creates a stronger organization with expanded capabilities, greater scale and enhanced opportunities to deliver value for customers around the world. We also recognize the opportunity to build on the strengths of both organizations as we continue to advance our Global Responsibility priorities, including supporting team members, strengthening communities and creating meaningful impact where we live and work.

The future of commerce is evolving rapidly, and we believe the new Global Payments is uniquely positioned to help customers navigate that change. Guided by our mission, vision and values, we will continue to innovate responsibly, serve customers with excellence and create lasting value for all of our stakeholders.

Thank you for your interest in our responsibility journey and for the role you play in helping us build a stronger future.

Sincerely,

Cameron M. Bready
Chief Executive Officer